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From Uber to Lyft: Who’s Liable in a Rideshare Accident?

No matter how you choose to get around, it’s essential that you understand the different legal implications of each method. From Uber and Lyft to taxis and beyond, there are plenty of ridesharing options out there—but who is liable in the case of an accident?  Jim Higgins was recently interviewed on this topic and you can watch it here:


Unraveling the complexities of who shoulders responsibility for accidents involving rideshare vehicles is tricky, and knowing where to turn can be overwhelming. To help you, this blog will outline the fundamentals of these types of crashes and provide guidance on what to do if you’re ever involved in one.

We’ll also provide some tips on how to best protect yourself while using a rideshare service, as well as resources available to help victims seek compensation from responsible parties. So let’s get started!
Overview of the Rideshare Industry and Its Growth
The ridesharing industry has seen tremendous growth recently and is transforming the modern transportation landscape. It’s no wonder that people everywhere are taking advantage of this convenient, cost-effective form of travel!

Uber and Lyft dominate the transportation industry by providing an effortless way to find a reliable mode of transport when you need it.
Legal Implications for Drivers, Passengers, and Other Parties Involved
Uber and Lyft both have insurance plans that serve to protect drivers and passengers in case there is an accident. Yet if the driver is the one responsible for it, they may be accountable.
However, if the other party caused the accident, they may be the one held responsible. This becomes very important because the amount of insurance coverage that will cover your injuries depends greatly on who is at fault. In Tennessee, rideshare companies carry One Million ($1,000,000.00) Dollars to cover damages caused by the ride share driver but most have NO Uninsured Motorist Insurance. That means if you an Uber passenger and are hit by an uninsured driver you could be out of luck when it comes to insurance coverage.

It’s important to remember that these cases can often get complex—so consulting with a knowledgeable attorney is strongly recommended.

Who Is Liable in a Rideshare Accident?
When it comes to determining liability in a rideshare accident, there are several possibilities. Depending on the incident and who caused it—Uber or Lyft, their driver, or the passenger—any of them could be held responsible for compensation.
How to Determine Who Is Liable for Damages
To decide who is accountable for any harm caused by an accident involving a rideshare vehicle, you’ll need to investigate the pertinent details of the crash. This can include examining elements such as weather conditions, traffic regulations, and liability on either side.

Additionally, it’s essential that you reach out to a knowledgeable lawyer who can support you in understanding your legal rights and choices.
What to Do if You’re Injured
If you are injured in an accident involving a rideshare vehicle, it’s important that you take the right steps to protect yourself and seek compensation for any damages or injuries sustained. Here are some tips on what to do next:

  • Get Medical Help: You may believe your injuries aren’t that serious, but you should still see a doctor to rule out anything major.
  • Collect Evidence: Take photos of the scene of the accident, collect contact information from witnesses, and make sure everything is documented properly with law enforcement.
  • Contact a Knowledgeable Attorney for Guidance: An experienced attorney can guide you in recognizing your legal entitlements, and provide advice on how to obtain recompense from those liable for the situation.

Types of Rideshare Accidents and Resources Available

Rideshare accidents can range from minor fender benders to more serious incidents involving injury or death. No matter the type of accident, it’s important to know what resources are available and how to best protect yourself when using a rideshare service.

There are organizations that can help provide legal assistance and resources to those who have been involved in a rideshare accident.

Who is liable in a rideshare accident?
Generally speaking, liability for a rideshare accident will depend on whether the driver is “on duty” or not. If the driver was logged into their account and actively engaged in a ride, then the rideshare company will likely be liable for any accident that occurs.

Does a rideshare company provide insurance coverage if I’m in an accident?
Yes. Both Uber and Lyft offer commercial liability coverage for their drivers. This means that if you are in an accident caused by a rideshare driver; the company’s insurance should cover any resulting damages. However, most DO NOT carry Uninsured Motorist insurance so if you are injured by another driver insurance coverage can get very complicated.

What if I am a driver for Uber or Lyft and have been in an accident?
Above all, it is important to prioritize the safety of everyone involved and ensure proper medical attention has been administered. Once that is done, contact your employer (Uber or Lyft) with any concerning details regarding the accident as soon as possible.


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