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Injured in a Motorcycle Accident in Nashville? Here’s What You Should Know About Settlements.
Motorcycle accidents often result in far more severe injuries than car crashes. Riders are exposed, vulnerable, and more likely to suffer long-term consequences from an impact. If you’ve been injured in a motorcycle accident in Nashville or anywhere in Middle Tennessee, you’re probably wondering what your case is worth.
At The Higgins Firm, our personal injury attorneys help crash victims pursue fair compensation for their injuries, medical expenses, and pain. This guide breaks down the average motorcycle accident settlement in Nashville, what factors influence your payout, and how working with the right legal team can make all the difference.
What is the Average Motorcycle Accident Settlement in Nashville?
In Nashville, TN, the average motorcycle accident settlement typically ranges between $75,000 and $250,000, depending on the severity of the crash and the damages involved.
Here’s a general breakdown:
- Minor Injuries (Road Rash, Sprains): $25,000 – $75,000
- Moderate Injuries (Fractures, Concussions): $75,000 – $150,000
- Severe or Permanent Injuries (Traumatic Brain Injuries, Spinal Injuries): $150,000 – $500,000+
- Fatal Motorcycle Accidents (Wrongful Death Claims): $250,000 – $1,000,000+
It’s important to note that every motorcycle accident is different. Your final settlement will depend on the specific facts of your case, including fault, insurance coverage, and the long-term impact of your injuries.
Why Motorcycle Accident Cases Often Result in Higher Settlements
Motorcycle riders lack the physical protection that car occupants enjoy. As a result, injuries from motorcycle crashes tend to be more serious—and more expensive to treat.
Motorcycle accident claims typically include:
- High medical bills
- Extended recovery times
- Lost wages from time off work
- Long-term or permanent disability
- Emotional trauma or PTSD
- Pain and suffering
These damages add up fast—and insurance companies often try to minimize payouts. That’s where we come in. At The Higgins Firm, we fight for the full compensation you need to recover physically and financially.
What Affects the Value of a Motorcycle Accident Settlement?
Several key factors determine how much your motorcycle accident case may be worth:
1. Severity and Type of Injury
More serious injuries such as broken bones, head trauma, or spinal cord damage typically result in higher settlements. If your injury has caused permanent disability or disfigurement, the compensation amount may increase significantly.
2. Medical Expenses
Emergency room visits, surgeries, rehabilitation, and ongoing care costs are all factored into your claim. We work with medical experts to fully assess your short-term and long-term treatment needs.
3. Lost Income and Earning Potential
If your injuries prevent you from working, either temporarily or permanently, you may be entitled to recover lost wages and loss of future earning capacity.
4. Pain and Suffering
Tennessee law allows victims to seek compensation for both physical pain and emotional distress. While there is no strict formula, juries and insurance companies consider how the accident has affected your daily life and mental well-being.
5. Liability and Fault
Tennessee uses modified comparative fault rules. If you are found to be 50% or more at fault, you cannot recover damages. If you’re less than 50% at fault, your settlement will be reduced proportionally. For example, if you’re awarded $200,000 but found 20% at fault, you’d receive $160,000.
6. Insurance Coverage
Motorcycle settlements are often limited by the available insurance coverage. If the at-fault driver only carries the minimum required coverage, your attorney may explore other sources of compensation, including your own underinsured motorist policy.
Common Causes of Motorcycle Accidents in Nashville
At The Higgins Firm, we handle motorcycle crash cases caused by:
- Distracted or texting drivers
- Failure to yield or unsafe lane changes
- Speeding or reckless driving
- Drunk or impaired drivers
- Poor road conditions or faulty equipment
Whether your accident happened on I-24, I-40, or a local road like Gallatin Pike or Nolensville Road, we can help you identify all liable parties and build a strong claim for compensation.
What to Do After a Motorcycle Accident in Nashville
Taking the right steps after a crash can protect your health and strengthen your case:
- Call 911 and get medical attention – Even if you feel fine, injuries like concussions may not be obvious right away.
- Get a police report – This creates a formal record of the crash and can help establish fault.
- Take photos and gather witness info – If you’re physically able, document the scene and get contact information from any witnesses.
- Avoid speaking to the insurance company alone – They may try to get you to settle quickly for less than you deserve.
- Contact a Nashville motorcycle accident lawyer – At The Higgins Firm, we offer free consultations and work on a contingency fee basis—you don’t pay unless we win.
How The Higgins Firm Can Help
Motorcycle accident cases require skill, strategy, and a deep understanding of Tennessee injury law. At The Higgins Firm, our personal injury attorneys have decades of experience helping motorcycle crash victims in Nashville and across Middle Tennessee.
We will:
- Investigate the crash thoroughly
- Gather medical records, witness statements, and accident reconstruction
- Calculate the full value of your damages
- Negotiate aggressively with insurance companies
- File a lawsuit if necessary and fight for you in court
You shouldn’t have to deal with medical bills and lost income while also battling insurance adjusters. Let our legal team handle the legal legwork while you focus on healing.
Real Results. Real Support.
We understand that your case isn’t just about numbers—it’s about your life. The injuries you’ve suffered may change your future. That’s why we take the time to understand your story and pursue the maximum settlement possible. Whether your case can be resolved through negotiation or requires litigation, we stand with you every step of the way.
Talk to a Nashville Motorcycle Accident Lawyer Today
If you or someone you love has been injured in a motorcycle accident in Nashville, TN, don’t wait. Tennessee’s statute of limitations gives you only one year to file a personal injury lawsuit, so time is of the essence.
