1.5 Awarded to Debtor in Call Collections Center Lawsuit

In most cases here in Tennessee and across the country, when someone owes money for a debt, they have to pay the debt collector. However, in some cases like this one, the debt collectors’ conduct may be abusive or in violation of the law and in this leads to the debt collector actually owing the original debt the money instead of the other way around.

In this case, Allen Jones from Lewisville, Texas claimed being harassed by phone calls from the employees at the Advanced Call Center Technologies or “ACT” in 2007. The claim stated that ACT employees were trying to collect on credit card debt and they reportedly used racial remarks in voice messages to Jones. Then Jones and his attorneys used these saved messages to sue ACT.

The attorney for ACT, Dean Siotos, said the voicemails are not representative of how the company normally operates and says the calls must have been in some personal attack that was unrelated to the business. The two employees who allegedly left these messages, no longer work for ACT.

After a trial, the jury found that the company violated Texas collection rules and awarded Allen Jones $50,000 for mental anguish, $143,000 in attorney fees, and 1.5 million in additional damages. At this time, there is no information of an appeal by ACT.

Unfortunately, even with rules and guidelines and laws to help protect people in debt from these kinds of practices, calls like these happen every day, even to the residents of Tennessee. If you or someone you care about has been harassed or mistreated by debt collectors or their agencies, it is important that you contact one of our experienced Tennessee Debt Collection Claims Attorney right away. It is also a good idea to keep any evidence of the violation and show it to one of our attorneys. We will help make sure your rights are heard and that you get the compensation you deserve, for the treatment you have suffered.
.

Author Bio

Jim Higgins, founder of the Higgins Firm, is a seasoned personal injury attorney with deep roots in Nashville, Tennessee. A 4th generation Nashvillian, Jim carries on the legal legacy of his father, a judge for over 30 years. After graduating from the University of Memphis School of Law, Jim’s career began on the other side of the courtroom, defending insurance companies and learning their tactics for minimizing settlements. However, he soon realized his true calling was fighting for the rights of the injured, and for the past several years, he has exclusively represented plaintiffs in personal injury cases.

Since then, his dedication and skill have earned him membership in the prestigious Million Dollar Advocates Forum, an organization limited to attorneys who have secured million and multi-million dollar verdicts and settlements for their clients. Licensed to practice in Tennessee, Kentucky, and Georgia, Jim focuses on personal injury, product liability, medical malpractice, and workers’ compensation cases. His exceptional work has been recognized by his peers, earning him a spot on the Super Lawyers list from 2021 to 2024, a distinction awarded to only a select group of accomplished attorneys in each state.

Google | Linked In | Avvo | State Bar Association